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Posted on 11-10-2016
Our Plano and Celina Eye Doctors want to remind you to use your End-of-Year Vision Insurance and FSA/HSA Benefits
As your trusted Plano and Celina,TX eye doctors, Lone Star Vision Eye Care & Optical want to make sure you have a solid understanding of your insurance benefits and what happens to them if you don't use your vision benefits by the end of the year. If you have a flexible spending account (FSA) or health savings account (HSA), we've got some specific advice for you!
Understanding Your FSA/HSA Vision Insurance Benefits
FSAs and HSAs are medical savings accounts designed to help cover basic expenses that may not be covered by your high-deductible health insurance plan. These dollars are contributed from you each payment (with a little contributed from your employer too, if you're lucky) and can be used for any qualifying medical expense, ranging from prescriptions to surgeries.
However, it's important to understand that most vision benefits associated with FSAs and HSAs expire at the end of each year; if you don't use them, you lose them! In most cases, your vision benefits also include one covered eye exam and one pair of eye glasses or various sets of contact lenses annually. If these are not used by January 1st, your insurance company will likely not roll them over into the new year and they will go to waste.
What Does Vision Insurance Cover in Plano, Celina, Prosper, and Frisco, TX?
Not sure what your current vision insurance covers? We recommend checking directly with your insurer and policy paperwork. However, in most cases, your policy will entitle you to:
- one comprehensive eye exam
- frames and standard lenses or contact lens options
Addition coverage for polycarbonate lens, lens coatings, and other extras may also be included depending on your specific plan.
Schedule Your Vision and Eye Exam Today at Our Plano or Celina Optometry Clinics
Have you used your vision care benefits yet this year? If not, it's not too late. Be sure to schedule your appointment with our eye care team at Lone Star Vision Eye Care & Optical today by calling our Celina optometry clinic at (972) 382-2020 or our Plano optometry clinic at 972-378-4104. Take care of your eyes by scheduling an eye exam with our Celina and Plano optometrists, and be careful not to wait until the last couple weeks of the year to book, as appointment slots fill up quickly!
Have you used your insurance benefits yet?
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